Baby Boomers
Baby Boomer Dental Hygiene - As Providers and Beneficiaries
Since the 1960s and 1970s, including the early 1990s, the Baby Boomers marked a demographic change in the field of dentistry as Boomers made up the most of dentist population. Approximately, there were thousands of Baby Boomers who graduated in that generation as dentists.
In an instant, there were a good number of professional dentists who provided the needed services in the communities.
The result of sudden increase on dentists' population contributed to a competitive market wherein advertising was introduced, where there was a good offer on discount dentistry, where there were chains of clinics that have been opened, and not just that, the companies of insurance also entered the marketplace of dental service.
However, these Baby Boomer dentists are now soon to retire. The bad thing here is that the numbers of these retiring dentists will not be reached by the numbers of graduating dentists today.
There is an estimated 50 percent or more females to graduate as dentists today, while there are only about 30 percent or less than 50 percent males. Yet, some of these graduating students are expected to work as employees, and some will be as independent contractors.
The existence of a great number of dentists is viewed by most as the greatest thing that happened in dental profession. But the presented facts of the next generation of dentists will diminish the managed dental care industry and the discount dentistry created by these Boomer dentists.
It will not be too long and the so-called "sellers market" formed by the Boomer dentists will be replaced into "buyers market" with the new set of dentists today. The moment these Baby Boomer dentists retire, there will be a decline in the dental practices value.
The reason, in starting up a practice, having a number of selections to choose from is easier. And this is mostly true when it comes to specialties; the sad thing is that most of these specialists belong in the Baby Boomer Generation who are now soon to retire.
The people cannot do anything about this anymore. Like it or not the Baby Boomers are about to retire in providing dental services. This time, as they are aging, they will be the one to be the beneficiaries of the dental service.
The Center for Disease Control and Prevention (CDC) released a report that about a half of the physicians' visitors in the year 2001 were the ones who belong to 45-year-old or older. This report denotes that the Baby Boomers are seriously taking care of their health.
Now, as these Boomers have surpassed the years where they are prone to cavities, they will now be facing the phase of gum problems and other dental issues.
An adult person meets countless of dental disorders. There are four out of five adults who are affected by these. Most commonly, the problem begins with halitosis or bad breath which also comes from gum disease.
Most often, these adults are not aware that there is a developing disease in their gums. And unfortunately, it will be too late before they realize that there is already a forming filling of silver amalgam at the back of their teeth, close enough to root canal and fracture. Another worse thing is that there is also a forming yellow stain in between those teeth.
Another dental problem encountered by adults is the missing teeth. This is due to the decreased flow of saliva caused by numerous drug therapies such as anti-anxiety agents, anti-hypertensive, anti-depressants and antihistamines. There is also the problem in decaying of the teeth's roots.
All of these dental problems are causing too much stress to a number of adults. In fact there are approximately hundred of Americans who suffer from missing teeth, while there are about ten million of them who are having denture difficulties. Hence, they are interested enough to find solutions to these dilemmas.
Indeed, the time when the Baby Boomer dentists were the ones to provide a comfortable smile to its patients are soon to be over the moment they retire. This time their generation will be the one to demand for dental services. And who knows, there might also be remarkable demand in dentists' services like what these Baby Boomers marked in the history of the consumer industry.
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Baby Boomers, Their Health Insurance and Its Coverage
As people grow old, they become more and more prone to diseases or illness. At the point they reach old age, they will suffer from arthritis, and heart related conditions. Because of this, everyone should have some form of security in order to live a worry-free life. Although it may not prevent diseases from affecting you, this form of health security will ensure you that you will never worry about medical-related bills, such as hospitalization, and medicine.
This form of health security is called health insurance. Depending on the type of health insurance you purchase, it will cover just about anything. It will cover hospitalization bills, the doctor's professional fee, medicine, and anything related to health care.
You have to remember that health insurance will not actually ensure that you will not acquire diseases or illness, what it does is assist you financially in order to help you recover from illnesses. Today, there are a lot of health insurance policies that insurance companies are now selling to people. Some covers only limited amount of health care, and some health insurance that is more expensive covers just about anything related to health care.
Today, baby boomers are getting more and more concerned about their financial and health security. So, why is it that baby boomers are getting more and more worried about their health security? And, who are the baby boomers?
First of all, you need to know who the baby boomers are. Baby boomers are people who were born between the post World War II in 1946 and before the Vietnam War in 1964. People who were born on this era were called baby boomers. They were called baby boomers because of the significant increase in the birth rate during this era.
The baby boomer generation population is one of the largest populations in the United States. In fact, the baby boomers generation is comprised of around 20% of the United States population. Obviously, that is considered quite a lot.
Baby boomers came of age during the time where civil rights protests were constantly in the streets and where most of them were drafted to fight in the Vietnam War. Baby boomers are people who had a very large influence in politics and its influence is continually showing today and perhaps will go on in the future.
Baby boomers grew up in the time where the country was dominated by the American Military Might where the communists and socialists were the enemy. Because of the atmosphere they grew up in, baby boomers are well-aware about the different government structures and are also very aware of their civil rights. Besides, they should be aware because they were the ones who fought for it.
Back to health insurance, baby boomers are getting more and more concerned about this subject because today, they are currently in their late 40s and early 60's. Obviously, aging is closely associated with diseases and illnesses. Because of the high population level of the baby boomer generation, they are concerned that when the time comes that they will need the assistance of health insurance, they think that because of the high population of baby boomers in today's society, health insurance companies will be unable to provide enough financial assistance.
If you worked in private companies, there may be issues concerned about company health insurance. You may be covered by health insurance even when you are retired. However, in the event of bankruptcy, the court will cancel the entire employer's obligation on paying for the insurance. Although it may not include pensions, you have to expect that in case bankruptcy is filed by your former company, your health insurance policy will not be covered anymore by the company. You will be the one who will pay for it.
If you worked for the government, you may still be able to get free health insurance provided by the government as a benefit for their former employees.
Today, the government is now adjusting the national budget to provide for aging and retiring baby boomers. However, there is another growing concern facing baby boomers. Health insurance policies are now expensive for aging people. Low cost health insurance may not be sufficient for your health needs.
However, pressures from the government are now providing several options for baby boomers who are applying for health insurance. So, if you are part of the baby boomer generation, you can expect that in the near future, all your problems facing health insurance will be solved with low cost comprehensive health insurance and also low cost health care provided by hospitals and doctors for senior citizens.
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